FD vs Investments Comparison

Compare FD, PPF, NSC, POMIS, RD returns with tax impact. PPF: 7.1% tax-free (best). NSC: 7.7% (taxable, 80C). FD: 7-7.5% (taxable, no 80C). POMIS: 7.4% monthly income. Senior citizens: +0.5% on FD + ₹50K TDS limit. Choose based on goals, tenure, tax slab.