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financial calculators

Financial planning tools, computed instantly

Free, accurate calculators for tax planning, investment returns, loans and retirement — no sign-up.

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Featured calculators

TAX5 min

Income Tax Calculator

Compare old vs new tax regime and calculate your income tax liability

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TAX2 min

GST Calculator

Calculate GST amount for goods and services with reverse calculation

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TAX5 min

GST Composition vs Regular Scheme Calculator

Compare 1% GST composition scheme vs 18% regular scheme with ITC benefits for content creators. Find break-even point (40-50% expenses) and 5-year savings projection

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INVESTMENT3 min

SIP Returns Calculator

Calculate returns on your Systematic Investment Plan (SIP) investments

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LOAN5 min

Home Loan EMI Calculator

Calculate your home loan EMI with amortization schedule

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NRI10 min

NRI Tax Calculator

Calculate tax liability for NRIs with DTAA benefits consideration

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FREELANCER4 min

Section 44ADA Presumptive Taxation

Calculate presumptive income for professionals with 50% deemed profit and single advance tax payment benefit

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TAX5 min

HRA Exemption Calculator

Calculate tax-exempt HRA with metro vs non-metro rates and landlord PAN requirement checker

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TAX4 min

Section 80C Deductions

Track all 80C deductions with NPS additional ₹50K benefit under 80CCD(1B)

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TAX8 min

Health Insurance Tax Deduction: Section 80D, 80DD, 80DDB

Calculate tax deductions for health insurance premiums, disabled dependents, and critical illness treatment. Save up to ₹46,800 annually

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TAX8 min

Capital Gains Comprehensive

Calculate capital gains tax with Budget 2024 rates (Equity LTCG 12.5%, STCG 20%, Property 12.5%)

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TAX3 min

ITR Form Selector (AY 2026–27)

Answer guided questions about your taxpayer type, income and filing conditions to find the applicable ITR-1 to ITR-7 form for FY 2025–26

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INVESTMENT4 min

PPF Calculator

Calculate PPF maturity with EEE status (7.1% p.a., ₹500-₹1.5L/year, 15 years)

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RETIREMENT6 min

EPF Calculator

Calculate EPF retirement corpus with employer contributions (8.25% p.a., higher than PPF)

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RETIREMENT8 min

NPS Calculator

Calculate NPS corpus with triple tax benefit (Extra ₹50K under 80CCD(1B) = Total ₹2L)

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LOAN6 min

Comprehensive EMI Calculator

Calculate EMI for home, car, personal, education loans with tax benefits (80C, 24b, 80E)

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INVESTMENT3 min

Asset Allocation Calculator

Find your ideal debt vs equity investment mix based on age, risk profile, and financial goals with rebalancing schedule

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CREATOR5 min

YouTube Income Calculator

Calculate your total YouTube income including AdSense, sponsorships, memberships, and affiliate revenue with tax implications

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CREATOR5 min

Content Creator GST Calculator

Determine your GST registration requirement and calculate GST liability for content creators with multiple income streams

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CREATOR4 min

Brand Deal Rate Calculator

Calculate fair rates for brand collaborations based on followers, engagement, deliverables, and industry benchmarks with TDS calculation

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CREATOR7 min

Creator Income Tax Calculator

Calculate income tax for content creators with multiple revenue streams and extensive deductions for equipment and expenses

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CREATOR10 min

Multi-Platform Income Consolidator

Consolidate income from YouTube, Instagram, Patreon, courses, affiliate, and more platforms with automatic tax calculations

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CREATOR5 min

Barter Deal Valuation & Tax Calculator

Calculate Fair Market Value (FMV) of product collaborations, Section 194R TDS, and net tax liability. Track multiple barter deals and optimize expenses

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CREATOR6 min

TDS Recovery & Refund Calculator

Track TDS deductions from brand payments, calculate expected refund, and plan ITR filing for maximum recovery

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TAX

Equipment Purchase Timing & Depreciation Calculator

Buy before Sept 30 for double Year 1 depreciation. Save ₹50K-2L through optimal timing.

open calculator
TAX8 min

Salary Structure Optimizer - HRA, LTA, NPS

Optimize director salary with tax-efficient components. Save ₹3-5 lakhs annually.

open calculator
TAX

Old vs New Tax Regime Comparison Calculator

Compare tax under old and new regimes. Choose optimal regime and save ₹50K-2L annually.

open calculator
TAX7 min

Presumptive Taxation vs Regular Accounting Calculator

Compare Section 44ADA (50%) and 44AD (6-8%) with regular books. Find optimal method.

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CREATOR8 min

Income Splitting Calculator - Family Member Salaries

Optimize tax by paying legitimate salaries to family members. Shift income to lower tax brackets and save ₹2-4L annually

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TAX6 min

Advance Tax Quarterly Calculator with Interest Penalty

Calculate quarterly advance tax installments (15-45-75-100%) with Section 234B and 234C interest penalty calculator for FY 2024-25

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CREATOR7 min

Foreign Tax Credit (FTC) Calculator with DTAA Benefits

Calculate foreign tax credit under DTAA for income from USA, UK, Singapore, UAE. Avoid double taxation and save ₹1-5L annually

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CREATOR15 min

Quarterly Tax Planning Dashboard

Complete quarterly tax planning with income tracking, advance tax, GST payments, and year-end projections for content creators

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CREATOR8 min

Crypto & NFT Income Tax Calculator: Section 115BBH

Calculate 30% tax on cryptocurrency and NFT income. Includes trading, staking, mining, and NFT sales taxation under Section 115BBH

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TAX7 min

Section 80G Charitable Donations Tax Deduction Calculator

Calculate tax deductions for donations to NGOs, PM CARES, relief funds. 50%-100% deduction available based on organization type

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CREATOR12 min

YouTube Channel & Creator Brand Sale Tax Calculator

Calculate capital gains tax when selling YouTube channel, Instagram account, or creator brand. Includes valuation methods and tax optimization strategies

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CREATOR8 min

Virtual Events & Live Stream Income Tax Calculator

Calculate tax on webinars, masterclasses, Super Chat, and live stream income. Includes Section 44ADA and GST guidance

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TAX10 min

Income Splitting Tax Calculator

Split income across family members to maximize progressive tax slab benefits. Typically saves ₹1-3L for ₹20L+ family income. Includes Section 64 clubbing provision warnings

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CREATOR6 min

Home Office Deduction Calculator

Calculate deductible portion of rent, electricity, internet, property tax based on home office area allocation. Includes CBDT-compliant 20-30% business-use percentage guidelines

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INSURANCE6 min

Term Insurance Cover Calculator

Find how much term cover you actually need — from your income, loans, investments and goals like child education and marriage, adjusted for Indian inflation

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INVESTMENT7 min

Mutual Fund Selector

Find which mutual fund categories fit your goal, timeline and risk profile — built on SEBI's new Feb 2026 scheme categorisation — and the monthly SIP needed to get there

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TAX5 min

Income Tax Calculator

Compare old vs new tax regime and calculate your income tax liability

open calculator
TAX2 min

GST Calculator

Calculate GST amount for goods and services with reverse calculation

open calculator
TAX5 min

GST Composition vs Regular Scheme Calculator

Compare 1% GST composition scheme vs 18% regular scheme with ITC benefits for content creators. Find break-even point (40-50% expenses) and 5-year savings projection

open calculator
INVESTMENT3 min

SIP Returns Calculator

Calculate returns on your Systematic Investment Plan (SIP) investments

open calculator
LOAN5 min

Home Loan EMI Calculator

Calculate your home loan EMI with amortization schedule

open calculator
NRI10 min

NRI Tax Calculator

Calculate tax liability for NRIs with DTAA benefits consideration

open calculator
FREELANCER4 min

Section 44ADA Presumptive Taxation

Calculate presumptive income for professionals with 50% deemed profit and single advance tax payment benefit

open calculator
TAX5 min

HRA Exemption Calculator

Calculate tax-exempt HRA with metro vs non-metro rates and landlord PAN requirement checker

open calculator
TAX4 min

Section 80C Deductions

Track all 80C deductions with NPS additional ₹50K benefit under 80CCD(1B)

open calculator
TAX8 min

Health Insurance Tax Deduction: Section 80D, 80DD, 80DDB

Calculate tax deductions for health insurance premiums, disabled dependents, and critical illness treatment. Save up to ₹46,800 annually

open calculator
TAX8 min

Capital Gains Comprehensive

Calculate capital gains tax with Budget 2024 rates (Equity LTCG 12.5%, STCG 20%, Property 12.5%)

open calculator
TAX3 min

ITR Form Selector (AY 2026–27)

Answer guided questions about your taxpayer type, income and filing conditions to find the applicable ITR-1 to ITR-7 form for FY 2025–26

open calculator
INVESTMENT4 min

PPF Calculator

Calculate PPF maturity with EEE status (7.1% p.a., ₹500-₹1.5L/year, 15 years)

open calculator
RETIREMENT6 min

EPF Calculator

Calculate EPF retirement corpus with employer contributions (8.25% p.a., higher than PPF)

open calculator
RETIREMENT8 min

NPS Calculator

Calculate NPS corpus with triple tax benefit (Extra ₹50K under 80CCD(1B) = Total ₹2L)

open calculator
LOAN6 min

Comprehensive EMI Calculator

Calculate EMI for home, car, personal, education loans with tax benefits (80C, 24b, 80E)

open calculator
INVESTMENT3 min

Asset Allocation Calculator

Find your ideal debt vs equity investment mix based on age, risk profile, and financial goals with rebalancing schedule

open calculator
CREATOR5 min

YouTube Income Calculator

Calculate your total YouTube income including AdSense, sponsorships, memberships, and affiliate revenue with tax implications

open calculator
CREATOR5 min

Content Creator GST Calculator

Determine your GST registration requirement and calculate GST liability for content creators with multiple income streams

open calculator
CREATOR4 min

Brand Deal Rate Calculator

Calculate fair rates for brand collaborations based on followers, engagement, deliverables, and industry benchmarks with TDS calculation

open calculator
CREATOR7 min

Creator Income Tax Calculator

Calculate income tax for content creators with multiple revenue streams and extensive deductions for equipment and expenses

open calculator
CREATOR10 min

Multi-Platform Income Consolidator

Consolidate income from YouTube, Instagram, Patreon, courses, affiliate, and more platforms with automatic tax calculations

open calculator
CREATOR5 min

Barter Deal Valuation & Tax Calculator

Calculate Fair Market Value (FMV) of product collaborations, Section 194R TDS, and net tax liability. Track multiple barter deals and optimize expenses

open calculator
CREATOR6 min

TDS Recovery & Refund Calculator

Track TDS deductions from brand payments, calculate expected refund, and plan ITR filing for maximum recovery

open calculator
TAX

Equipment Purchase Timing & Depreciation Calculator

Buy before Sept 30 for double Year 1 depreciation. Save ₹50K-2L through optimal timing.

open calculator
TAX8 min

Salary Structure Optimizer - HRA, LTA, NPS

Optimize director salary with tax-efficient components. Save ₹3-5 lakhs annually.

open calculator
TAX

Old vs New Tax Regime Comparison Calculator

Compare tax under old and new regimes. Choose optimal regime and save ₹50K-2L annually.

open calculator
TAX7 min

Presumptive Taxation vs Regular Accounting Calculator

Compare Section 44ADA (50%) and 44AD (6-8%) with regular books. Find optimal method.

open calculator
CREATOR8 min

Income Splitting Calculator - Family Member Salaries

Optimize tax by paying legitimate salaries to family members. Shift income to lower tax brackets and save ₹2-4L annually

open calculator
TAX6 min

Advance Tax Quarterly Calculator with Interest Penalty

Calculate quarterly advance tax installments (15-45-75-100%) with Section 234B and 234C interest penalty calculator for FY 2024-25

open calculator
CREATOR7 min

Foreign Tax Credit (FTC) Calculator with DTAA Benefits

Calculate foreign tax credit under DTAA for income from USA, UK, Singapore, UAE. Avoid double taxation and save ₹1-5L annually

open calculator
CREATOR15 min

Quarterly Tax Planning Dashboard

Complete quarterly tax planning with income tracking, advance tax, GST payments, and year-end projections for content creators

open calculator
CREATOR8 min

Crypto & NFT Income Tax Calculator: Section 115BBH

Calculate 30% tax on cryptocurrency and NFT income. Includes trading, staking, mining, and NFT sales taxation under Section 115BBH

open calculator
TAX7 min

Section 80G Charitable Donations Tax Deduction Calculator

Calculate tax deductions for donations to NGOs, PM CARES, relief funds. 50%-100% deduction available based on organization type

open calculator
CREATOR12 min

YouTube Channel & Creator Brand Sale Tax Calculator

Calculate capital gains tax when selling YouTube channel, Instagram account, or creator brand. Includes valuation methods and tax optimization strategies

open calculator
CREATOR8 min

Virtual Events & Live Stream Income Tax Calculator

Calculate tax on webinars, masterclasses, Super Chat, and live stream income. Includes Section 44ADA and GST guidance

open calculator
TAX10 min

Income Splitting Tax Calculator

Split income across family members to maximize progressive tax slab benefits. Typically saves ₹1-3L for ₹20L+ family income. Includes Section 64 clubbing provision warnings

open calculator
CREATOR6 min

Home Office Deduction Calculator

Calculate deductible portion of rent, electricity, internet, property tax based on home office area allocation. Includes CBDT-compliant 20-30% business-use percentage guidelines

open calculator
INSURANCE6 min

Term Insurance Cover Calculator

Find how much term cover you actually need — from your income, loans, investments and goals like child education and marriage, adjusted for Indian inflation

open calculator
INVESTMENT7 min

Mutual Fund Selector

Find which mutual fund categories fit your goal, timeline and risk profile — built on SEBI's new Feb 2026 scheme categorisation — and the monthly SIP needed to get there

open calculator
RETIREMENT10 min

Retirement Planning Calculator

Plan your retirement corpus and calculate monthly savings required

open calculator
NRI5 min

Freelancer Income Calculator

Convert foreign income (USD/EUR) to INR and calculate tax implications

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NRI8 min

NRI Residential Status Determination

Determine tax residential status using 182-day, 60/365-day, 120-day rules and Section 6(1A) provisions

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NRI10 min

DTAA Tax Relief & Foreign Tax Credit

Calculate tax benefits under Double Taxation Avoidance Agreements with foreign tax credit eligibility

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NRI6 min

NRI Account Comparison & Taxation

Compare NRE, NRO, and FCNR accounts for interest taxation, repatriation limits, and suitability

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NRI12 min

Section 195 TDS on Property Sale

Calculate TDS obligations when NRIs sell property with exemption planning under Sections 54/54EC/54F

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NRI15 min

Foreign Asset Reporting (Schedule FA/FSI)

Determine reporting requirements for foreign assets under Black Money Act with penalty analysis

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NRI5 min

NRI Repatriation Limit Tracker

Track cumulative repatriation from NRO accounts against USD 1 million annual limit for FEMA compliance

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NRI10 min

NRI Capital Gains Tax Calculator

Calculate capital gains on equity, mutual funds, property, and gold with Sections 115E/115F provisions

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NRI12 min

Foreign Retirement Account Taxation (401k/IRA)

Calculate Indian tax on foreign retirement accounts with Section 89A deferral and DTAA treatment

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NRI8 min

Forex Exchange Rate Impact Calculator

Calculate currency fluctuation impact on capital gains with Clause 72(6) provisions (effective April 2026)

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NRI7 min

NRI Rental Income Tax Calculator

Calculate tax on Indian property rental with 30% standard deduction, housing loan interest, and DTAA rates

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NRI8 min

NRI Mutual Fund & Equity Taxation

Calculate tax on equity and mutual fund investments with dividend taxation and Section 115F exemption

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NRI15 min

NRI Total Tax Liability Calculator

Comprehensive tax calculator aggregating all income sources with Chapter VI-A deductions and foreign tax credit

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NRI5 min

LRS & TCS on Remittances Calculator

Calculate Tax Collected at Source on foreign remittances under Liberalized Remittance Scheme

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NRI10 min

Lower TDS Certificate (Section 197)

Calculate eligible lower TDS rate for certificate application on property sales, NRO interest, rent, and fees

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NRI6 min

NRI Gift & Family Transfer Tax

Calculate tax implications of gifts and intra-family transfers with exempt relationships and FEMA restrictions

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NRI12 min

NRI Investment Tax Planning

Compare tax implications across different NRI investment options with TDS rates and post-tax returns

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FREELANCER5 min

GST Export of Services Calculator

Calculate GST liability for export services with zero-rated exports under LUT and ITC refund eligibility

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FREELANCER7 min

Section 195 TDS on Foreign Payments

Calculate TDS on payments to non-residents with DTAA rates and Form 15CA/15CB requirements

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FREELANCER6 min

Freelancer Advance Tax Calculator

Calculate quarterly advance tax with Section 44ADA single payment option and interest calculation

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FREELANCER5 min

Section 44AB Tax Audit Threshold

Check if tax audit is required based on turnover with Section 44AD/44ADA presumptive scheme thresholds

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FREELANCER3 min

Professional Tax Calculator (State-wise)

Calculate state-level professional tax with comprehensive state-wise rates and slabs

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FREELANCER5 min

Foreign Exchange Gain/Loss Calculator

Calculate forex gains/losses on foreign currency transactions with tax implications

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FREELANCER3 min

Payment Gateway Charges & Net Realization

Calculate net realization after payment gateway fees with comparison across PayPal, Stripe, Wise, Razorpay

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FREELANCER5 min

FEMA Compliance & Remittance Tracker

Track foreign remittances under LRS with TCS calculation and USD 250,000 annual limit tracking

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FREELANCER6 min

GST Input Tax Credit (ITC) Optimizer

Optimize GST ITC utilization for exporters with refund eligibility and utilization percentage

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FREELANCER10 min

Net Income Calculator (All Deductions)

Calculate true net income after all business expenses, taxes, and deductions for foreign client freelancers

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FREELANCER5 min

Freelancer Tax Calendar & Deadlines

Complete tax calendar with all critical deadlines for ITR, advance tax, GST, TDS, and audit compliance

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TAX3 min

Section 80D Health Insurance

Calculate health insurance premium deductions with separate limits for self and parents

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TAX3 min

Standard Deduction & 87A Rebate

Calculate standard deduction and Section 87A rebate with FY 2025-26 Budget updates (₹75K + ₹60K)

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TAX6 min

House Property Income Tax

Calculate income from house property with self-occupied vs let-out comparison

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TAX8 min

Salary & Perquisites Calculator

Comprehensive salary breakdown with perquisites and exempt allowances (conveyance, education)

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TAX5 min

Gratuity Calculator

Calculate gratuity payable after 5 years service with tax exemption limits (₹20L private, ₹25L govt)

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TAX5 min

Leave Encashment Calculator

Calculate taxable leave encashment with Budget 2023 update (₹25L exemption)

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TAX5 min

TDS Comprehensive Calculator

Calculate TDS across salary, interest, rent, professional fees with latest rates (rent 2% - Oct 2024)

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TAX6 min

Tax Refund Calculator

Calculate expected refund and reconcile Form 26AS with interest calculation

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TAX10 min

Capital Gains Exemption (54/54EC/54F)

Calculate LTCG exemptions under Sections 54/54EC/54F with ₹10 crore limit

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TAX6 min

Business vs Professional (44AD vs 44ADA)

Compare presumptive taxation vs regular method (44AD: 8%, 44ADA: 50%)

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TAX5 min

Tax Loss Harvesting

Optimize capital gains tax through strategic loss booking (₹1.25L LTCG exemption)

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INVESTMENT6 min

Mutual Fund Comparison

Compare mutual fund returns with CAGR, expense ratio impact, and post-tax returns

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INVESTMENT7 min

ELSS vs 80C Options

Compare ELSS, PPF, Tax Saver FD under Section 80C with post-tax returns

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INVESTMENT5 min

Sukanya Samriddhi Yojana (SSY)

Calculate SSY maturity for girl child (8.2% p.a., ₹250-₹1.5L/year, 21 years)

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INVESTMENT3 min

Lumpsum Investment Returns

Calculate returns on one-time investment with compound interest and CAGR analysis

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INVESTMENT6 min

Investment Portfolio Rebalancer

Rebalance your investment portfolio to maintain target asset allocation

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RETIREMENT6 min

Senior Citizen Savings Scheme (SCSS)

Calculate SCSS returns for 60+ (8.2% p.a., ₹30L max, quarterly payouts, 80C benefit)

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INVESTMENT7 min

FD vs Investments Comparison

Compare FD, PPF, NSC, POMIS, RD with tax impact and post-tax returns

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LOAN7 min

Loan Prepayment Calculator

Calculate prepayment impact: Reduce Tenure vs Reduce EMI with interest savings comparison

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CREATOR3 min

Platform Fee Calculator for Creators

Calculate net income after platform fees, payment processing charges, and currency conversion for YouTube, Patreon, Twitch, and more

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CREATOR6 min

Creator Business Structure Calculator

Compare Individual, Proprietorship, LLP, and Private Limited structures to find the best business entity for your creator business

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CREATOR5 min

Sponsorship Income Tracker

Track multiple brand deals, payment status, TDS deductions, and cash flow projections for content creators

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CREATOR6 min

Content Production Cost Calculator

Calculate per-video production costs including equipment depreciation, team expenses, and break-even revenue requirements

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CREATOR8 min

Creator Expense Tracker & Deduction Optimizer

Track expenses, optimize deductions, and compare Section 44ADA vs regular taxation for maximum tax savings

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CREATOR8 min

International Creator Income Tax Calculator

Calculate India tax liability for foreign creators earning from Indian brands, audiences, and platforms with DTAA benefits

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Need expert advice?

Calculators give you the estimate. A CA gives you the strategy — book a consultation with CA Ashama Rajawat.

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