Financial Calculators

Smart Financial Planning Tools

Free, accurate calculators to help you make informed financial decisions. From tax planning to investment returns.

Featured Calculators

Income Tax Calculator

Compare old vs new tax regime and calculate your income tax liability

GST Calculator

Calculate GST amount for goods and services with reverse calculation

SIP Returns Calculator

Calculate returns on your Systematic Investment Plan (SIP) investments

Home Loan EMI Calculator

Calculate your home loan EMI with amortization schedule

NRI Tax Calculator

Calculate tax liability for NRIs with DTAA benefits consideration

Section 44ADA Presumptive Taxation

Calculate presumptive income for professionals with 50% deemed profit and single advance tax payment benefit

HRA Exemption Calculator

Calculate tax-exempt HRA with metro vs non-metro rates and landlord PAN requirement checker

Section 80C Deductions

Track all 80C deductions with NPS additional ₹50K benefit under 80CCD(1B)

Capital Gains Comprehensive

Calculate capital gains tax with Budget 2024 rates (Equity LTCG 12.5%, STCG 20%, Property 12.5%)

PPF Calculator

Calculate PPF maturity with EEE status (7.1% p.a., ₹500-₹1.5L/year, 15 years)

EPF Calculator

Calculate EPF retirement corpus with employer contributions (8.25% p.a., higher than PPF)

NPS Calculator

Calculate NPS corpus with triple tax benefit (Extra ₹50K under 80CCD(1B) = Total ₹2L)

Comprehensive EMI Calculator

Calculate EMI for home, car, personal, education loans with tax benefits (80C, 24b, 80E)

Featured

Income Tax Calculator

Compare old vs new tax regime and calculate your income tax liability

Calculate GST amount for goods and services with reverse calculation

SIP Returns Calculator

Calculate returns on your Systematic Investment Plan (SIP) investments

Home Loan EMI Calculator

Calculate your home loan EMI with amortization schedule

Calculate tax liability for NRIs with DTAA benefits consideration

Section 44ADA Presumptive Taxation

Calculate presumptive income for professionals with 50% deemed profit and single advance tax payment benefit

HRA Exemption Calculator

Calculate tax-exempt HRA with metro vs non-metro rates and landlord PAN requirement checker

Section 80C Deductions

Track all 80C deductions with NPS additional ₹50K benefit under 80CCD(1B)

Capital Gains Comprehensive

Calculate capital gains tax with Budget 2024 rates (Equity LTCG 12.5%, STCG 20%, Property 12.5%)

Calculate PPF maturity with EEE status (7.1% p.a., ₹500-₹1.5L/year, 15 years)

Calculate EPF retirement corpus with employer contributions (8.25% p.a., higher than PPF)

Calculate NPS corpus with triple tax benefit (Extra ₹50K under 80CCD(1B) = Total ₹2L)

Comprehensive EMI Calculator

Calculate EMI for home, car, personal, education loans with tax benefits (80C, 24b, 80E)

Retirement Planning Calculator

Plan your retirement corpus and calculate monthly savings required

Freelancer Income Calculator

Convert foreign income (USD/EUR) to INR and calculate tax implications

NRI Residential Status Determination

Determine tax residential status using 182-day, 60/365-day, 120-day rules and Section 6(1A) provisions

DTAA Tax Relief & Foreign Tax Credit

Calculate tax benefits under Double Taxation Avoidance Agreements with foreign tax credit eligibility

NRI Account Comparison & Taxation

Compare NRE, NRO, and FCNR accounts for interest taxation, repatriation limits, and suitability

Section 195 TDS on Property Sale

Calculate TDS obligations when NRIs sell property with exemption planning under Sections 54/54EC/54F

Foreign Asset Reporting (Schedule FA/FSI)

Determine reporting requirements for foreign assets under Black Money Act with penalty analysis

NRI Repatriation Limit Tracker

Track cumulative repatriation from NRO accounts against USD 1 million annual limit for FEMA compliance

NRI Capital Gains Tax Calculator

Calculate capital gains on equity, mutual funds, property, and gold with Sections 115E/115F provisions

Foreign Retirement Account Taxation (401k/IRA)

Calculate Indian tax on foreign retirement accounts with Section 89A deferral and DTAA treatment

Forex Exchange Rate Impact Calculator

Calculate currency fluctuation impact on capital gains with Clause 72(6) provisions (effective April 2026)

NRI Rental Income Tax Calculator

Calculate tax on Indian property rental with 30% standard deduction, housing loan interest, and DTAA rates

NRI Mutual Fund & Equity Taxation

Calculate tax on equity and mutual fund investments with dividend taxation and Section 115F exemption

NRI Total Tax Liability Calculator

Comprehensive tax calculator aggregating all income sources with Chapter VI-A deductions and foreign tax credit

LRS & TCS on Remittances Calculator

Calculate Tax Collected at Source on foreign remittances under Liberalized Remittance Scheme

Lower TDS Certificate (Section 197)

Calculate eligible lower TDS rate for certificate application on property sales, NRO interest, rent, and fees

NRI Gift & Family Transfer Tax

Calculate tax implications of gifts and intra-family transfers with exempt relationships and FEMA restrictions

NRI Investment Tax Planning

Compare tax implications across different NRI investment options with TDS rates and post-tax returns

GST Export of Services Calculator

Calculate GST liability for export services with zero-rated exports under LUT and ITC refund eligibility

Section 195 TDS on Foreign Payments

Calculate TDS on payments to non-residents with DTAA rates and Form 15CA/15CB requirements

Freelancer Advance Tax Calculator

Calculate quarterly advance tax with Section 44ADA single payment option and interest calculation

Section 44AB Tax Audit Threshold

Check if tax audit is required based on turnover with Section 44AD/44ADA presumptive scheme thresholds

Professional Tax Calculator (State-wise)

Calculate state-level professional tax with comprehensive state-wise rates and slabs

3 min

professional tax

state tax

Foreign Exchange Gain/Loss Calculator

Calculate forex gains/losses on foreign currency transactions with tax implications

Payment Gateway Charges & Net Realization

Calculate net realization after payment gateway fees with comparison across PayPal, Stripe, Wise, Razorpay

FEMA Compliance & Remittance Tracker

Track foreign remittances under LRS with TCS calculation and USD 250,000 annual limit tracking

GST Input Tax Credit (ITC) Optimizer

Optimize GST ITC utilization for exporters with refund eligibility and utilization percentage

Net Income Calculator (All Deductions)

Calculate true net income after all business expenses, taxes, and deductions for foreign client freelancers

Freelancer Tax Calendar & Deadlines

Complete tax calendar with all critical deadlines for ITR, advance tax, GST, TDS, and audit compliance

Section 80D Health Insurance

Calculate health insurance premium deductions with separate limits for self and parents

Standard Deduction & 87A Rebate

Calculate standard deduction and Section 87A rebate with FY 2025-26 Budget updates (₹75K + ₹60K)

House Property Income Tax

Calculate income from house property with self-occupied vs let-out comparison

Salary & Perquisites Calculator

Comprehensive salary breakdown with perquisites and exempt allowances (conveyance, education)

Calculate gratuity payable after 5 years service with tax exemption limits (₹20L private, ₹25L govt)

Leave Encashment Calculator

Calculate taxable leave encashment with Budget 2023 update (₹25L exemption)

TDS Comprehensive Calculator

Calculate TDS across salary, interest, rent, professional fees with latest rates (rent 2% - Oct 2024)

Tax Refund Calculator

Calculate expected refund and reconcile Form 26AS with interest calculation

Capital Gains Exemption (54/54EC/54F)

Calculate LTCG exemptions under Sections 54/54EC/54F with ₹10 crore limit

Business vs Professional (44AD vs 44ADA)

Compare presumptive taxation vs regular method (44AD: 8%, 44ADA: 50%)

Optimize capital gains tax through strategic loss booking (₹1.25L LTCG exemption)

Mutual Fund Comparison

Compare mutual fund returns with CAGR, expense ratio impact, and post-tax returns

Compare ELSS, PPF, Tax Saver FD under Section 80C with post-tax returns

7 min

elss

ppf

Sukanya Samriddhi Yojana (SSY)

Calculate SSY maturity for girl child (8.2% p.a., ₹250-₹1.5L/year, 21 years)

Lumpsum Investment Returns

Calculate returns on one-time investment with compound interest and CAGR analysis

Investment Portfolio Rebalancer

Rebalance your investment portfolio to maintain target asset allocation

Senior Citizen Savings Scheme (SCSS)

Calculate SCSS returns for 60+ (8.2% p.a., ₹30L max, quarterly payouts, 80C benefit)

FD vs Investments Comparison

Compare FD, PPF, NSC, POMIS, RD with tax impact and post-tax returns

7 min

ppf

nsc

Loan Prepayment Calculator

Calculate prepayment impact: Reduce Tenure vs Reduce EMI with interest savings comparison

Need Expert Advice?

While our calculators provide accurate estimates, personalized financial advice can help you optimize your strategy.