Question 1

What services do you provide?

Accepted Answer

We provide comprehensive CA services including tax filing, GST compliance, NRI taxation, freelancer tax advisory, business setup, financial planning, and audit services.

Question 2

Do you serve clients outside India?

Accepted Answer

Yes! We specialize in NRI taxation and serve clients across USA, UK, UAE, Canada, Singapore, Australia, and many other countries. All consultations are done online via video calls.

Question 3

How can I book a consultation?

Accepted Answer

You can book a consultation through our website by visiting the "Book Appointment" page. Choose your service, select a convenient time slot, and make the payment. You'll receive a confirmation email with Google Meet link.

Question 4

What are your consultation charges?

Accepted Answer

One-time consultation starts at ₹1,999 for 30 minutes. We also offer service-specific packages ranging from ₹2,999 to ₹25,000/month depending on your requirements.

Question 5

Which ITR form should I file?

Accepted Answer

It depends on your income sources: ITR-1 for salaried (under ₹50L, basic sources), ITR-2 for salary + capital gains/multiple properties, ITR-3 for business/professional income, ITR-4 for presumptive taxation. We help you determine the correct form.

Question 6

What is the deadline for ITR filing?

Accepted Answer

For individuals: July 31st of the assessment year. For NRIs and those requiring audit: September 15th. Late filing attracts penalties starting from ₹1,000.

Question 7

Can I file ITR if I have no income?

Accepted Answer

Yes, you can and should file a Nil return if you have no taxable income. It's useful for loan applications, visa processing, and maintaining tax compliance history.

Question 8

What happens if I miss the ITR deadline?

Accepted Answer

You can file a belated return up to December 31st of the assessment year with a late fee (₹1,000 if income <₹5L, ₹5,000 if income >₹5L). After December 31st, you cannot file for that year.

Question 9

Should I choose old or new tax regime?

Accepted Answer

If you have deductions exceeding ₹2 lakh (80C, HRA, home loan interest, etc.), choose old regime. If you have minimal deductions, new regime's lower tax rates will benefit you more. We provide regime comparison analysis.

Question 10

When do I need to register for GST?

Accepted Answer

Mandatory if annual turnover exceeds ₹40 lakh for services or ₹20 lakh for goods (for special category states). For exports, voluntary registration is recommended to claim ITC and zero-rated supplies under LUT.

Question 11

What is LUT and who can file it?

Accepted Answer

LUT (Letter of Undertaking) allows exporters to export goods/services without paying IGST. Any registered taxpayer providing export services can file LUT if they have no prosecutions in the last 5 years.

Question 12

How often do I need to file GST returns?

Accepted Answer

Regular taxpayers: GSTR-1 (monthly/quarterly), GSTR-3B (monthly), and GSTR-9 (annual). Composition scheme: GSTR-4 (quarterly) and CMP-08 (quarterly payment).

Question 13

Can I claim ITC on business expenses?

Accepted Answer

Yes, you can claim ITC on business-related expenses like rent, utilities, office supplies, and services. However, ITC is not available on food, travel, and certain specific items.

Question 14

How is residential status determined?

Accepted Answer

You are NRI if you stay in India for less than 182 days in the financial year. Residential status determines your tax liability - NRIs are taxed only on Indian income, residents on global income.

Question 15

Do NRIs need to file ITR in India?

Accepted Answer

Yes, if you have any Indian income (salary, rent, interest, capital gains) that exceeds the basic exemption limit, you must file ITR. Even if TDS is deducted, filing is mandatory.

Question 16

What is DTAA and how does it help NRIs?

Accepted Answer

DTAA (Double Taxation Avoidance Agreement) prevents same income from being taxed in both India and your country of residence. You can claim credit for tax paid in one country against the other. Requires Tax Residency Certificate (TRC) and Form 10F.

Question 17

What is the difference between NRE and NRO accounts?

Accepted Answer

NRE: Foreign income, tax-free interest, fully repatriable. NRO: Indian income, interest taxable, repatriation limit USD 1M/year. Most NRIs need both accounts.

Question 18

Can NRIs invest in mutual funds in India?

Accepted Answer

Yes, NRIs can invest in mutual funds using NRE/NRO accounts. Need to complete KYC with overseas address proof. LTCG and STCG applicable as per tax laws. Equity funds are popular for rupee appreciation benefit.

Question 19

What is Section 44ADA presumptive taxation?

Accepted Answer

44ADA allows professionals (freelancers, consultants) with income under ₹50L to declare 50% of gross receipts as taxable income. No need to maintain books or get audit done. Saves significant taxes for those with low expenses.

Question 20

Do I need to pay advance tax as a freelancer?

Accepted Answer

Yes, if your tax liability exceeds ₹10,000, you must pay advance tax quarterly (15% by June 15, 45% by Sept 15, 75% by Dec 15, 100% by March 15). Failure attracts interest @1% per month.

Question 21

How do I handle foreign remittances?

Accepted Answer

For export of services: Register for GST, file LUT for zero GST, ensure proper FIRC documentation, maintain foreign inward remittance certificates. We help with complete FEMA compliance.

Question 22

Should I register a company or continue as proprietor?

Accepted Answer

Proprietorship is simpler, lower compliance cost, suitable if income <₹25L. Private Limited offers limited liability, easier funding, better for scaling. LLP is middle ground. We provide structure advisory based on your goals.

Question 23

Can I claim laptop and internet as business expense?

Accepted Answer

Yes! Laptop, internet, software subscriptions, co-working space, professional courses - all are legitimate business expenses. Keep bills and maintain books of accounts for claiming expenses.

Question 24

What payment methods do you accept?

Accepted Answer

We accept UPI, debit/credit cards, net banking, and international payments via Stripe. For retainer clients, we also accept bank transfers.

Question 25

Do you offer refunds?

Accepted Answer

For one-time consultations: No refunds after consultation is conducted. For packages: Pro-rata refund for unused months with 30 days notice. Service-based fees are non-refundable once work is initiated.

Question 26

How long does it take to get tax refund?

Accepted Answer

ITR refunds typically take 20-45 days after successful e-verification. Refunds are directly credited to your bank account. Delays can occur if there are mismatches in bank details or if return is selected for scrutiny.

Frequently asked questions

General

Tax Filing

GST

NRI Taxation

Freelancer Taxation

Payments & Refunds

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