Tax Planning

5 min

Tax Loss Harvesting

Optimize capital gains tax through strategic loss booking (₹1.25L LTCG exemption)

Enter Details

Fill in the information below to calculate

Optimize capital gains tax through strategic loss booking. Annual LTCG exemption: ₹1.25L (saves ₹15,625 tax). LTCG losses offset LTCG gains, STCG offset STCG. Complete before March 31. FIFO rule applies. Losses carry forward: 8 years. No wash sale rule in India.

Realized LTCG (This Year) (₹)

Long-term capital gains already realized this financial year

Realized STCG (This Year) (₹)

Short-term capital gains already realized this financial year

LTCG Exemption Already Used (₹)

Portion of ₹1.25L annual exemption already utilized

Unrealized Losses in Portfolio (₹)

Total losses on holdings that can be booked before March 31

Actions

Need Help?

Our experts can help you understand your calculations and plan better.

Related Calculators

Capital Gains Comprehensive

Calculate capital gains tax with Budget 2024 rates (Equity LTCG 12.5%, STCG 20%, Property 12.5%)

Mutual Fund Comparison

Compare mutual fund returns with CAGR, expense ratio impact, and post-tax returns

Investment & Returns

Related Articles

Mutual Fund Taxation Guide: LTCG, STCG & TDS Rules

Complete guide to mutual fund taxation including equity, debt, and hybrid funds

Capital Gains Tax 2025: LTCG 12.5%, STCG 20%, Indexation Removal – Complete Impact Calculator

How the July 2024 changes affect property, stocks, mutual funds, gold, and other assets with strategic sale timing

NRI Investment Options in India: Mutual Funds, Stocks, Property & More

Complete guide to investment options available for NRIs in India

Related Tax Hacks

Tax Loss Harvesting December

₹20,000-2 lakhs

Offset gains by selling loss-making investments in March

LTCG Exemption Bump

₹15,625 annually

₹1.25 lakh equity LTCG completely tax-free

Capital Gains Grandfathering

Choose better rate: 20% with indexation or 12.5% without