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Capital Gains Hackseasylow riskAutomatic1 min readUpdated 30 Oct 2025

LTCG Exemption Bump

₹1.25 lakh equity LTCG completely tax-free

Potential Savings
₹15,625 annually
Time Required
Automatic
Complexity
Easy
Legal Status
Fully legal
applicable toResidentNRIInvestor

overview

What is this hack?

New ₹1.25 lakh (increased from ₹1 lakh) annual exemption on equity LTCG means first ₹1.25L of stock gains completely tax-free

key benefits
  • Potential savings: ₹15,625 annually
  • Implementation time: Automatic
  • Legal status: fully legal
  • Risk level: low

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Need help implementing this hack?

Get expert guidance from CA Ashama Rajawat on implementing this strategy correctly for your specific situation.