Loan Prepayment Calculator

Calculate prepayment impact: Reduce Tenure vs Reduce EMI with interest savings comparison

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Calculate loan prepayment impact. Compare: Reduce Tenure vs Reduce EMI. Reduce Tenure saves more interest (recommended). Regular prepayments compound over time. Prepay early (first 5 years) for maximum impact. No penalty for home loans (floating rate, post-2014). Maintain emergency fund.

Original Loan Amount (₹) *

Years Elapsed (Since Loan Start)

How long ago did you take this loan?

Annual Interest Rate (%) *

Original Loan Tenure (Years) *

Prepayment Type *

Prepayment Amount (₹) *

One-time prepayment amount

Prepayment Option *

Reduce Tenure saves more interest (recommended)

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