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Tax Deduction Hackseasylow risk1 day1 min readUpdated 30 Oct 2025

80CCD(1B) Separate Bucket

Extra ₹50,000 NPS deduction over 80C limit

Potential Savings
₹15,600 annually
Time Required
1 day
Complexity
Easy
Legal Status
Fully legal
applicable toResidentSalariedSelf-employed

overview

What is this hack?

Invest additional ₹50,000 in NPS over and above ₹1.5 lakh Section 80C limit for extra deduction available even in new regime

key benefits
  • Potential savings: ₹15,600 annually
  • Implementation time: 1 day
  • Legal status: fully legal
  • Risk level: low

related topics

nps80ccd80cdeductionnew regime

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Need help implementing this hack?

Get expert guidance from CA Ashama Rajawat on implementing this strategy correctly for your specific situation.