Salary & Perquisites Hacks
easy
low risk
1 hour
1 min read
Updated October 2025
HRA Maximum Formula
Calculate HRA exemption using least of three formulas
Potential Savings
₹1-3 lakhs annually
Time Required
1 hour
Complexity
easy
Legal Status
fully legal
Applicable to:
Salaried
What is This Hack?
Claim least of: actual HRA received, 50% of basic (metro)/40% (non-metro), or rent minus 10% of salary for maximum tax-free house rent
Key Benefits
- Potential savings: ₹1-3 lakhs annually
- Implementation time: 1 hour
- Legal status: fully legal
- Risk level: low
Related Topics
hra
exemption
salary
rent
metro
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